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04.10.2024 — UAV v. Real Estate Objects: What Should Owners Know and Do?

How frequent UAV attacks affect real estate owners – this is the subject that was reported at the Legal Committee of the Russian-German Chamber of Commerce by Artem Sirota, the managing partner of the bureau, and Anastasia Fomenko, the associate.

First of all, the owners of real estate objects from certain categories, an attack on which may have the most critical consequences (in particular, energy, transport and sensitive industries such as microbiology), have additional responsibilities to prevent UAV attacks and strengthen protection measures for the object. Such measures include both technical equipment and expanded powers in some cases to repel UAV attacks.

Failure to take such measures may result in both administrative and criminal liability.

For the owners of the affected civil and industrial facilities, the state offers compensation, which, however, may be insufficient.

In this regard, it is recommended to obtain insurance of the object against the risks of damage. However, there are some nuances with insurance. The risks of a terrorist attack and sabotage are usually insured - but a specific UAV attack may not be qualified as such events by the investigative authorities.

In addition, a military clause may prevent the obtaining of insurance compensation if the damage is caused as a result of military actions. But case law supports the victims - insurers have no reason to refuse payment with references to the military clause because the regime of military actions has not been introduced.

Details of the report are available in the presentation.